Tips for Buying a Used Car with Virtually Any Credit

Need a car but your credit has seen better days? Come see us at Texas Auto Center! We have two Central Texas Buy Here Pay Here dealerships that can help you get approved for a great pre-owned vehicle.

We specialize in helping good people just like you get approved for a used car, truck, or SUV, and our credit experts will do everything they can to assist you! If you’re looking for some tips on how to get financed for a used car, check out this handy guide we’ve put together to help you get approved for exactly what you’re looking for!

Improve Your Credit Beforehand

If you know you’re going to buy a new vehicle in a few months, there are some steps you can take to improve your credit situation. Check your credit score as early as possible, and work to pay off past-due accounts, dispute errors, and add any positive information that will improve your score.

Do everything you can to avoid adding harmful credit items to your score. Make any payments you have on time, and avoid taking on any additional loans. With some work, you can improve your score and be looking at an easy time getting approved for a quality vehicle with a low down payment!

Get Pre-Approved

It’s always a smart move to get pre-approved before you set foot on the lot. At Texas Auto Center, our fast, online pre-approval form makes it easy to know exactly what you can afford and will let you shop with confidence. Take a few minutes to fill one out today!

Increase Your Down Payment

Texas Auto Center is proud to offer down payments starting at just $500 down*, but if you are able to pay more, you can lower your monthly payments and increase your chances of getting approved. If you are able to afford a larger down payment, we say go for it!

The biggest tip we can give you is to come see us at Texas Auto Center! We help people just like you get approved for a quality pre-owned vehicle every day. We have two Buy Here Pay Here dealership locations serving Austin, San Marcos, Round Rock, Buda, Kyle, Georgetown, Pflugerville, Dripping Springs, Manor, and Cedar Park. Shop our huge inventory online, and even apply for our easy-approval financing!

We’ll see you at Texas Auto Center, A Better Place to Buy a Car!

* EXAMPLE: $10,000 amount financed with $500 down at 18% APR for 36 months is $362/month with approved credit on select vehicles. See dealer for details.