Frequently Asked Questions - Texas Auto Center
Tired of hearing "NO" from other dealers? Let Texas Auto Center, LLC, help you get back into the driver’s seat. We answer all your questions, and some you haven't thought to ask.Easy Financing: Texas Auto Center says, YES! Let Texas Auto Center help you get back into the driver’s seat.
Texas Auto Center, LP has helped thousands of Texans with auto financing. At Texas Auto Center we finance you, not your credit. All you need to provide is proof of income, proof of residence, a valid driver’s license and (7) references. Yes, it is that easy!
Q. Will I be rebuilding my credit when I finance a vehicle with Texas Auto Center?
A. Yes, we report your credit to the credit bureau.
Q. How much will my down payment be?
A. Down payments vary by applicant. Typically, requirements are 10-20% of the purchase price.
Q. What types of vehicles do you have?
A. We hand select our vehicles at Texas Auto Center. Vehicles are typically 7 model years or less. We hand detail and recondition all of our vehicles.
Q. How long does it take to be approved?
A. We know your time is valuable so we strive to get you approved in about 30 minutes.
Q. Do you take trade-ins?
A. We will absolutely take trade-ins.
Q. What is “CPI”?
A. CPI, or Collateral Protection Insurance, insures property held as collateral for the collateral that is security on your retail installment contract. This insurance protects the lender for comprehensive and collision damage to the purchased vehicle, while also providing limited coverage for the purchaser. Please click here and here to download the “Single Interest Insurance Disclosure” and “Lienholder Insurance Requirements” forms that are standard with every purchase.
Single Interest Insurance Disclosure
Lienholder Insurance Requirements
Q. How do I make a payment?
A. We have easy payment options. Pay in person at any of our locations or pay by phone with your check. Or you can choose to make your payment anytime online by accessing our website.
Q. Why should I choose Texas Auto Center?
A. Not only does Texas Auto Center provide you with easy finance options, but we strive to provide you with an incredible customer service experience.