What is Buy Here Pay Here?

Buy Here Pay Here (BHPH) is a financing option that lets you buy and finance your car directly through the dealership. Instead of working with a bank or lender, we offer in-house auto financing, a great fit for anyone needing bad credit car financing or no credit car loans.

At Texas Auto Center, we make car ownership easier with Buy Here, Pay Here solutions tailored to your needs. Whether you are in Austin or San Marcos, our flexible financing options help you get on the road fast.

How Does Buy Here Pay Here Work?

With Buy Here Pay Here, you finance your vehicle directly through us. All payments go to the dealership rather than a bank or third-party lender. This makes the process quicker and simpler, especially if you have bad credit or no credit.

In Austin and San Marcos, our local team works with you to build a payment plan that fits your budget so that you can drive home confidently.

Why Choose Buy Here Pay Here?

Quick and Easy Approvals: Get approved right at the dealership without long bank delays.
Flexible Payment Plans: Designed for any credit situation.
Rebuild Your Credit: On-time payments can help improve your credit score.
Local and Convenient: Serving Austin and San Marcos with a simple path to car ownership.

Why Texas Auto Center?

Texas Auto Center helps drivers get reliable vehicles even with bad credit or no credit. Our Buy Here Pay Here program offers flexible options, and our team supports you from start to finish.

We offer a large selection of used cars in Austin and San Marcos, along with fast approvals through our in-house financing. You will always know that you are working with a team that cares.

Get Started Today

Ready for a better car-buying experience? Visit Texas Auto Center in Austin or San Marcos and let our Buy Here Pay Here program help you drive away in a dependable and affordable vehicle.

FAQs

What is Buy Here Pay Here?
Buy Here Pay Here means the dealership provides both the car and the loan, and you make payments directly to us. It is ideal for buyers with bad credit or no credit.

Can I get a loan with bad credit?
Yes. Our bad credit car financing options are designed for drivers who have been turned down elsewhere.

Is Buy Here Pay Here more expensive?
Interest rates can be higher than traditional loans, but the process is faster and more flexible, and it can help you rebuild your credit.

Do I need a down payment?
A down payment is usually required. You can also use your trade-in value to reduce upfront costs.

Visit Texas Auto Center today to explore our used cars and secure the financing you need. We are here to help you find the right vehicle at the right price.