San Marcos Location

Sales : 512-878-0888

2701 N. I35 Frontage Rd.

San Marcos, TX 78666

Map & Hours

San Marcos Inventory

I-35 South Location

Sales : 512-280-5333

6809 I-35 South

Austin, TX 78744

Map & Hours

I-35 South Inventory

Texas Auto Center mascot image

In today's financial landscape, waiting for interest rates to drop before purchasing a new or used vehicle might seem sensible. However, with the ever-changing economic conditions and no solid guarantee of lower rates in the immediate future, Texas Auto Center (TAC) offers a compelling reason to reconsider. Our direct lending arm, TAC Acceptance Group, specializes in accommodating buyers from all credit backgrounds, ensuring you don't have to postpone your car buying plans.

Understanding Interest Rate Trends

Recent insights suggest that while there's hope for interest rates to decrease possibly in 2024, predicting the financial market's direction can be challenging. In the past, auto loan rates have seen significant fluctuations, directly impacting buyers' decisions. Despite these uncertainties, TAC stands out by offering reliable financing solutions, making us a top-ranked special finance lender in Central Texas.

Texas Auto Center interest rates

Why Wait? TAC Can Approve You Today

At Texas Auto Center, we understand the importance of getting you on the road without delay. Our streamlined approval process and partnership with TAC Acceptance mean we can offer customized financing solutions. Unlike traditional special finance companies that may extend the waiting period, we aim to eliminate wait times, haggling, and uncertainty, focusing instead on your immediate needs.

Our Comprehensive Inventory Awaits

Whether you're exploring the vibrant streets of Austin or the scenic routes of San Marcos, TAC’s extensive selection of quality used cars, trucks, and SUVs ensures you'll find the perfect vehicle to suit your lifestyle. Our commitment goes beyond just selling cars; we aim to provide financial solutions that cater to various credit situations, whether you have good credit, bad credit, or no credit at all.

Texas Auto Center: A Better Place To Buy A Car

Choosing Texas Auto Center means opting for a dealership that puts your needs first. Our strong relationship with TAC Acceptance allows us to offer competitive financing options, catering to a broad spectrum of credit profiles. Whether facing challenges such as bankruptcy, repossession, or simply looking for a trustworthy financing partner, TAC is here to support your journey to car ownership.


In an environment where interest rates can unpredictably fluctuate, waiting for the perfect moment may mean missing out on immediate opportunities. Texas Auto Center and TAC Acceptance Group stand ready to facilitate your car buying experience, offering fast approvals and a diverse inventory. With our motto, “A Better Place To Buy A Car,” we invite you to visit us in Austin or San Marcos and discover the ease and convenience of securing your next vehicle with us. Don’t let rate uncertainties hold you back; let Texas Auto Center guide you to the right car at the right time.

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